/* The Lending Market product pages. Built from the approved Sep 28, 2026 mockups
   (Mockups/2026-09-28 Product Pages/assets/tlm.css). Additions for the live site are
   at the bottom of this file. */
@font-face{font-family:Outfit;src:url("outfit-variable.ttf") format("truetype");font-weight:100 900;font-style:normal;font-display:swap}
:root{
  --brand:#25aa4f; --brand-dark:#187537; --accent:#f29e07; --ink:#171717; --muted:#5b6573;
  --line:#dfe4ea; --bg:#f5f7fa; --card:#fff; --radius:14px; --soft:#eaf7ef;
}
*{box-sizing:border-box}
html,body{margin:0}
body{font-family:Outfit,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased;line-height:1.45}
a{color:inherit}
button{font:inherit;cursor:pointer}

/* Header: logo + call only */
header.site{background:#000;padding:10px 16px;display:flex;align-items:center;justify-content:space-between}
header.site img{height:30px;display:block}
.call{display:flex;align-items:center;gap:8px;color:#fff;text-decoration:none;font-weight:600;font-size:15px}
.call svg{width:34px;height:34px;padding:8px;border-radius:50%;background:var(--brand)}

.wrap{max-width:1080px;margin:0 auto;padding:0 16px}
.hero{display:grid;gap:18px;padding:18px 0 8px}
@media(min-width:900px){.hero{grid-template-columns:1fr 440px;gap:48px;align-items:start;padding:48px 0 32px}}
.kicker{display:inline-flex;align-items:center;gap:6px;font-size:13px;font-weight:600;color:var(--brand-dark);background:var(--soft);border-radius:999px;padding:4px 10px}
h1{font-size:27px;line-height:1.15;margin:10px 0 8px;letter-spacing:-.01em}
@media(min-width:900px){h1{font-size:44px}}
.sub{color:var(--muted);font-size:16px;margin:0}
.checks{list-style:none;padding:0;margin:14px 0 0;display:none;gap:8px}
@media(min-width:900px){.checks{display:grid}}
.checks li,.fit li{display:flex;gap:8px;align-items:flex-start;font-size:17px}
.checks li:before,.fit li:before{content:"";flex:0 0 20px;height:20px;margin-top:2px;border-radius:50%;background:var(--brand) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='white'%3E%3Cpath d='M8 13.2 4.8 10l-1.1 1.1L8 15.4l8.3-8.3-1.1-1.1z'/%3E%3C/svg%3E") center/16px no-repeat}

/* Quiz */
.quiz{background:var(--card);border:1px solid var(--line);border-radius:18px;box-shadow:0 10px 30px rgba(16,24,40,.08);padding:18px 16px 16px;scroll-margin-top:60px}
.qtop{display:flex;align-items:center;justify-content:space-between;font-size:13px;color:var(--muted);margin-bottom:8px}
.qtop .time{background:var(--soft);color:var(--brand-dark);font-weight:600;border-radius:999px;padding:2px 9px}
.bar{height:6px;background:#edf0f3;border-radius:99px;overflow:hidden;margin-bottom:14px}
.bar i{display:block;height:100%;width:10%;background:linear-gradient(90deg,var(--brand),#6fd08f);transition:width .3s}
.q{font-size:21px;font-weight:700;line-height:1.2;margin:0 0 4px}
.qhint{font-size:14px;color:var(--muted);margin:0 0 12px}
.opts{display:grid;gap:9px;margin-top:10px}
.opts.two{grid-template-columns:1fr 1fr}
.opt{display:flex;align-items:center;gap:10px;width:100%;text-align:left;background:#fff;border:1.5px solid var(--line);border-radius:12px;padding:14px;font-size:17px;font-weight:500;min-height:54px;transition:border-color .12s,background .12s}
.opt:hover{border-color:var(--brand)}
.opt.sel{border-color:var(--brand);background:var(--soft)}
.opt .ic{font-size:20px;width:24px;text-align:center}
.opt small{display:block;font-size:13px;color:var(--muted);font-weight:400}
select,input{width:100%;font:inherit;font-size:17px;padding:14px;border:1.5px solid var(--line);border-radius:12px;background:#fff;color:var(--ink)}
select:focus,input:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px rgba(37,170,79,.15)}
label.f{display:block;font-size:14px;font-weight:600;margin:10px 0 5px}
.cta{display:block;width:100%;border:0;border-radius:12px;background:var(--brand);color:#fff;font-weight:700;font-size:18px;padding:15px;margin-top:12px;text-align:center;text-decoration:none}
.cta:disabled{background:#a7dbb7;cursor:not-allowed}
.cta.dark{background:var(--ink)}
.back,.switch{background:none;border:0;color:var(--muted);font-size:14px;padding:10px 0 0}
.switch{display:block;margin:6px auto 0;text-decoration:underline}
.consent{font-size:11.5px;color:var(--muted);margin:10px 0 0;line-height:1.45}
.trustrow{display:flex;flex-wrap:wrap;justify-content:center;gap:6px 14px;font-size:13px;color:var(--muted);margin-top:12px}
.trustrow span:before{content:"✓ ";color:var(--brand);font-weight:700}
.gate{background:#fff7e8;border:1px solid #f6d49a;border-radius:12px;padding:14px;font-size:15px;margin-top:10px}
.result .score{display:flex;align-items:center;gap:14px;background:var(--soft);border-radius:14px;padding:14px;margin:6px 0 12px}
.result .big{font-size:32px;font-weight:700;color:var(--brand-dark);line-height:1}
.result .tag{font-weight:700}
.fine{font-size:12px;color:var(--muted)}
.next{border-top:1px solid var(--line);margin-top:14px;padding-top:12px}

/* Sections */
section.band{padding:32px 0}
section.band h2{font-size:24px;margin:0 0 14px;line-height:1.2}
.stats{display:grid;grid-template-columns:1fr 1fr;gap:10px}
@media(min-width:760px){.stats{grid-template-columns:repeat(5,1fr)}}
.stat{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:14px;text-align:center}
.stat b{display:block;font-size:22px;color:var(--brand-dark)}
.stat span{font-size:13px;color:var(--muted)}
.grid3{display:grid;gap:12px}
@media(min-width:760px){.grid3{grid-template-columns:repeat(3,1fr)}}
.tile{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:16px}
.tile b{display:block;font-size:17px;margin-bottom:4px}
.tile p{margin:0;color:var(--muted);font-size:15px}
.fit{list-style:none;padding:16px;margin:0;display:grid;gap:10px;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}
.fit li{font-size:16px}
.fit li span{color:var(--muted)}
.steps{counter-reset:s;display:grid;gap:10px}
.steps div{counter-increment:s;display:flex;gap:12px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:14px}
.steps div:before{content:counter(s);flex:0 0 30px;height:30px;border-radius:50%;background:var(--ink);color:#fff;display:grid;place-items:center;font-weight:700}
.lo{display:flex;gap:14px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:16px}
.avatar{flex:0 0 72px;height:72px;border-radius:50%;background:linear-gradient(135deg,#1f2937,#374151);color:#fff;display:grid;place-items:center;font-weight:700;font-size:22px;position:relative}
.lo p{margin:2px 0;color:var(--muted);font-size:14px}
.lo q{display:block;color:var(--ink);font-size:15px;margin-top:6px}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px;margin-bottom:8px}
summary{font-weight:600;cursor:pointer;font-size:16px}
details p{color:var(--muted);margin:8px 0 0;font-size:15px}
.again{text-align:center;margin-top:18px}
.again .cta{display:inline-block;width:auto;padding:14px 26px}
footer{background:#0b0f14;color:#9aa4b2;font-size:12.5px;padding:24px 0 96px}
footer p{margin:6px 0}
footer a{color:#cbd5e1}
footer .programs{display:flex;flex-wrap:wrap;gap:6px 14px;margin:0 0 12px;font-size:13.5px}
.ehl{display:inline-flex;align-items:center;gap:6px;border:1px solid #3b4452;border-radius:6px;padding:3px 8px;color:#cbd5e1}

.sticky{position:fixed;left:0;right:0;bottom:0;z-index:40;display:flex;gap:8px;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:rgba(255,255,255,.96);border-top:1px solid var(--line);transform:translateY(110%);transition:transform .25s}
.sticky.on{transform:none}
.sticky .cta{margin:0;flex:1;font-size:17px;padding:13px}
.sticky a.tel{flex:0 0 52px;display:grid;place-items:center;border:1.5px solid var(--line);border-radius:12px;text-decoration:none;font-size:20px}
@media(min-width:900px){.sticky{display:none}}


/* Calculator */
.calc{background:#fff;border:1px solid var(--line);border-radius:18px;padding:16px}
.calcgrid{display:grid;gap:16px}
@media(min-width:760px){.calcgrid{grid-template-columns:1fr 1fr;gap:28px}}
.calcin label.f:first-of-type{margin-top:0}
.inwrap{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:12px;background:#fff;overflow:hidden}
.inwrap:focus-within{border-color:var(--brand);box-shadow:0 0 0 3px rgba(37,170,79,.15)}
.inwrap span{padding:0 0 0 12px;color:var(--muted);font-weight:600}
.inwrap.suf span{padding:0 12px 0 0}
.inwrap input{border:0;box-shadow:none !important;padding:12px}
.seg{display:grid;grid-template-columns:1fr 1fr;gap:6px;background:#edf0f3;border-radius:12px;padding:4px;margin-bottom:4px}
.seg button{border:0;border-radius:9px;padding:10px;background:transparent;font-weight:600;color:var(--muted)}
.seg button[aria-pressed="true"]{background:#fff;color:var(--ink);box-shadow:0 1px 3px rgba(0,0,0,.08)}
details.more{border:0;padding:0;margin:12px 0 0;background:none}
details.more summary{font-size:14px;color:var(--brand-dark)}
.calcout{background:var(--bg);border-radius:14px;padding:16px}
.calcout .dscr{display:flex;flex-direction:column;align-items:flex-start;gap:2px;margin-bottom:10px}
.calcout .dscr b{font-size:44px;line-height:1;color:var(--brand-dark)}
.pill{font-size:13px;font-weight:700;border-radius:999px;padding:3px 10px;background:var(--soft);color:var(--brand-dark)}
.pill[data-level="mid"]{background:#fff4d6;color:#8a5a00}
.pill[data-level="low"]{background:#fde8e8;color:#9b1c1c}
.pill:empty{display:none}
.calcout dl{display:grid;grid-template-columns:1fr auto;gap:6px 12px;margin:0 0 8px;font-size:15px}
.calcout dt{color:var(--muted)}
.calcout dd{margin:0;font-weight:700;text-align:right}
.calcout dt[hidden],.calcout dd[hidden]{display:none}

/* Loan terms table */
.terms{width:100%;border-collapse:collapse;background:#fff;font-size:15px}
.terms th,.terms td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
.terms th{width:44%;color:var(--muted);font-weight:500}
details.big{padding:0;overflow:hidden}
details.big summary{padding:14px 16px}
details.big[open] summary{border-bottom:1px solid var(--line)}

/* Team + video */
.team{display:grid;gap:12px}
@media(min-width:760px){.team{grid-template-columns:1fr 1fr}}
.team .lo{align-items:flex-start}
.team .lo p.bio{color:var(--muted);font-size:14.5px;margin-top:6px}
.video{position:relative;display:block;border-radius:var(--radius);overflow:hidden;background:#000;aspect-ratio:16/9;margin-top:12px}
.video img{width:100%;height:100%;object-fit:cover;opacity:.85}
.video span{position:absolute;inset:0;display:grid;place-items:center}
.video span i{width:64px;height:64px;border-radius:50%;background:rgba(0,0,0,.65);display:grid;place-items:center;color:#fff;font-style:normal;font-size:26px}
.video em{position:absolute;left:12px;bottom:10px;color:#fff;font-style:normal;font-weight:600;text-shadow:0 1px 4px rgba(0,0,0,.6)}
.chips{display:flex;flex-wrap:wrap;gap:6px}
.chips span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:5px 11px;font-size:14px}

/* ---- Live-site additions (approved deviation list, Oct 4 2026) ---- */
/* Slim menu: closed button on phones, compact row on desktop */
header.site{position:relative;gap:10px}
header.site .logo{display:block;flex:0 0 auto}
header.site nav{display:none}
header.site nav a{color:#e5e7eb;text-decoration:none;font-size:15px;font-weight:500}
header.site nav a:hover{color:#fff}
.call{white-space:nowrap;margin-left:auto}
.menubtn{display:grid;place-items:center;width:40px;height:40px;border:1px solid #3b4452;border-radius:10px;background:transparent;color:#fff;padding:0;flex:0 0 40px}
.menubtn svg{width:20px;height:20px}
header.site.open nav{display:grid;position:absolute;left:0;right:0;top:100%;background:#0b0f14;padding:6px 16px 12px;z-index:45;border-top:1px solid #1f2937}
header.site.open nav a{padding:12px 0;border-bottom:1px solid #1f2937;font-size:16px}
header.site.open nav a:last-child{border-bottom:0}
@media(max-width:420px){.call span{font-size:14px}.call svg{width:30px;height:30px;padding:7px}header.site img{height:26px}}
@media(min-width:900px){
  header.site{padding:12px 24px}
  header.site nav,header.site.open nav{display:flex;position:static;gap:22px;margin-left:28px;padding:0;background:none;border:0}
  header.site.open nav a{padding:0;border:0;font-size:15px}
  .menubtn{display:none}
}
/* Contact step: first and last name side by side */
.namerow{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.hp{position:absolute;left:-10000px;top:auto;width:1px;height:1px;overflow:hidden}
.err{display:none;background:#fde8e8;border:1px solid #f5b5b5;color:#7f1d1d;border-radius:12px;padding:12px 14px;font-size:14.5px;margin-top:10px}
.err.on{display:block}
input.bad{border-color:#d92d20}
/* Team photos */
img.avatar{flex:0 0 72px;width:72px;height:72px;border-radius:50%;object-fit:cover;background:var(--soft);display:block}
/* Thank-you page */
.ty{max-width:760px;margin:0 auto;padding:22px 16px 40px}
.ty h1{font-size:26px;margin:0 0 8px}
@media(min-width:900px){.ty h1{font-size:36px}}
.ty .card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px 16px;margin-top:16px}
.ty .card h2{font-size:20px;margin:0 0 6px}
.ty .address-received{color:var(--brand-dark);font-size:14px;font-weight:600;margin:0 0 12px}
.ty .address-step{box-shadow:0 10px 30px rgba(16,24,40,.08);scroll-margin-top:20px}
.ty .address-step label.f{margin-top:0}
.ty .address-step #address-help{margin:0 0 12px}
.ty .address-choice{display:block;width:100%;background:#fff;border:1.5px solid var(--line);border-radius:12px;padding:14px;margin-top:10px;font:inherit;font-size:16px;font-weight:500;color:var(--ink);min-height:52px}
.ty .address-choice:hover{border-color:var(--brand)}
.ty .address-parts-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.ty #address-parts{margin-top:12px}
.ty #address-parts label.f{margin-top:10px}
.ty .address-next,.ty .address-summary{color:var(--muted);font-size:14px;margin:16px 0}
.ty .address-summary .switch{display:inline;font-size:14px;margin:0;padding:0}
.ty #book{scroll-margin-top:20px}
.ty [hidden]{display:none!important}
.ty .score{display:flex;align-items:center;gap:14px;background:var(--soft);border-radius:14px;padding:14px;margin:10px 0}
.ty .big{font-size:32px;font-weight:700;color:var(--brand-dark);line-height:1}
.ty .tag{font-weight:700}
.ty .okmsg{background:var(--soft);color:var(--brand-dark);border-radius:12px;padding:12px 14px;font-weight:600;margin-top:10px}
/* Calendly sits on the page at full height. No inner box, no second scrollbar. */
#calendly-booking{min-width:0;width:100%;min-height:620px;margin-top:8px}
/* Calendly sets its own height as it loads. The floor above keeps the page from collapsing and jumping. */
.ty footer,.plainfoot{padding-bottom:24px}
/* BBB rating badge under the team cards */
.bbb{display:flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:14px 16px;margin-top:12px;text-decoration:none}
.bbb b{flex:0 0 56px;height:56px;border-radius:12px;background:#005a78;color:#fff;display:grid;place-items:center;font-size:22px;font-weight:700}
.bbb strong{display:block;font-size:16px}
.bbb small{display:block;color:var(--muted);font-size:13.5px;margin-top:2px}