Buy the rental.Let the rental work.
Financing for 1 to 4 unit rental properties that looks at the rent the property brings in, along with your credit, the property, and reserves. Buying, refinancing, or pulling cash out.
Advertised rate for eligible 680+ credit scenarios.* Terms and eligibility apply. Subject to underwriting.
- $50K to $3MLoan amounts
- Up to 80%Loan to value
- First-timeInvestors welcome
- No seasoningRequired
Three ways to grow your portfolio.
Every program is built for investment property. Tell us the deal and we'll show you which one fits.
Buy your next rental.
Finance a 1 to 4 unit rental based mainly on the rent it's expected to bring in.
See DSCR Purchase
Your rental. A new rate.
Change the rate or the term on a rental you already own.
See Rate & Term
Pull cash for the next one.
Use the equity in a rental you own to fund your next purchase or a rehab.
See Cash-OutRun the numbers.
DSCR stands for debt service coverage ratio. It tells a lender whether the rent covers the property's monthly payment, including taxes, insurance, and any HOA.
At 1.00 the rent covers the payment exactly. Above that, there's room to spare.
From deal to closing.
Send your deal
The property, the price or value, and what it rents for. A few minutes online or one phone call.
Get your options
We look at the numbers and come back with loan options that fit what you're trying to do.
Apply
Finish the application and upload your documents through our secure portal.
Close
We work the file through closing, and we're here when you're ready for the next one.
Most of the map.
We make business-purpose investment property loans across most of the country. Don't see your state? We still look at some deals case by case, so give us a call.
Real people. Real experience.
Based in San Francisco and lending nationwide. When you call, you get one of us.
Didio Medeiros
More than ten years in lending, from big banks to top brokerages. Known for finding a way to get tough deals to the finish line. Coaches youth soccer when he's not working a file.
Rafik Issabeigi
Over 20 years in the mortgage business. Plays the congas, rides dirt bikes, and hits the slopes every chance he gets.
Jazmin Fuentes
Five years processing loans. She keeps your file organized and moving from application to closing. Bakes her own bread.
Got a rental in mind?
Let's run it.
Send us the deal and we'll tell you what's possible. No cost to ask.