Financing Built for Rental Investors
Buy your next rental property with financing built for investors. DSCR loans qualify mainly off the property’s rental income, making it easier to grow your portfolio without relying on traditional income documentation.
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DSCR purchase loans focus mainly on the rental income a property is expected to generate, not traditional personal-income documentation. That makes them a practical fit for investors buying single-family homes, condos, townhomes, or 2–4 unit rentals and building a portfolio around property cash flow.
Simple Qualifications for DSCR Lending
DSCR purchase financing is built for non-owner-occupied rentals. Our team reviews the property’s expected rent, value, loan amount, credit, and reserves to match the scenario with an available investor program.
First time investor allowed
Minimum of 680.
20% Down, 6 Months Reserves
SFR, Condo, Townhome, 1–4 Units
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option
Key Loan Terms for Real Estate Investors
Transparent and Investor-Focused Loan Terms
Where We Lend
Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.
Co-Founder
Drawing on more than ten years of hands-on experience in the lending industry, Didio Medeiros has built a reputation for delivering results through creative problem-solving and strategic thinking.
Having worked at major corporate banks and top brokerage firms, he developed a deep understanding of both traditional and non-traditional lending practices. Today, as the founder of his own company, Didio continues to apply his expertise to help clients navigate complex loan scenarios - always thinking outside the box to ensure every deal reaches the finish line.
Outside of work, Didio is an avid sports enthusiast who enjoys watching games and staying active. He’s passionate about giving back to his community and dedicates time to coaching at a local youth soccer club, helping young athletes grow both on and off the field.
Co-Founder
With over 20 years of experience in the mortgage industry, Rafik Issabeigi is the Co-Founder of The Lending Market, where he combines deep industry expertise with a passion for helping clients achieve their homeownership goals. Over the course of his career, he’s built a reputation for integrity, innovation, and delivering exceptional service in an ever-changing lending landscape.
When he’s not working to simplify and improve the lending experience, Rafik can be found playing the conga drums, riding dirt bikes or motorcycles, carving down snow-covered slopes, or enjoying live music. His energy and enthusiasm in both business and in life drives everything he does.
Processing
With five years of experience in the lending industry, I’ve developed a strong foundation in loan processing - built on precision, organization, and a genuine commitment to helping clients feel confident at every stage of the process.
My background began in Public Health at UC San Diego, but along the way, I discovered a passion for business, real estate, and investing. That shift opened the door to a career that continuously challenges me both analytically and creatively, allowing me to merge structure with strategy in everything I do.
Outside of work, I love baking bread, watching sunsets with my dogs, and listening to music. Those simple moments help me recharge, stay grounded, and bring balance to my busy professional life.
